Automatic Payments

When you sign up for Automatic Payments, your bank account will be drafted or your credit card will be charged to pay recurring invoices. Your payment card details are collected via secure payment processing services. ACS Technologies ("ACST") and our financial partners employ industry best practices to keep your information secure and are PCI certified.

ACST offers two automatic payment solutions:

• Secure Wire Transfer Drafts (ACH/EFT for U.S. or PAD for Canada)
• Automatic Credit Card Payments

Both solutions are safe and efficient ways to pay your monthly invoices.

Benefits of Automatic Payments

• Signing up is free, and once you've set it up, you're done.
• Enrolling in Automatic Payments ensures you’re paying all ACST invoices.
• Lower paper processing costs means more money stays with your church.
• Automatic payments are safe and secure.
• Reduces your carbon footprint.
• You can cancel at any time, but you may be subject to a monthly $10 fee.

Security Recommendations

As a precaution, ACST recommends that you always:

• monitor your credit cards and bank accounts for fraudulent activity
• practice smart security measures when using computers or mobile devices
• use all security features available to you
• train staff and limit how you use your accounts

Finally, if you suspect you’ve suffered a loss to fraud, contact your bank or credit card company immediately. If your bank is FDIC insured, you may be protected against loss. Most credit card companies are insured against fraud loss and will not hold you responsible for charges that were made illegally.

Wire Transfers

ACH/EFT (U.S. only) + more

• A secure system that connects all U.S. financial institutions.
• Funds are transferred electronically from your bank account to another through the ACH/EFT network and without any paper money changing hands.
• Your payment is drafted from your bank account on the 10th of each month. You automatically enroll to receive invoices via email.
• If your draft day falls on the weekend or a federal holiday, your account will be drafted the following business day.

• FAQ + more

  • What information do I need to enroll?

  • Have the ABA routing number and bank account number from a deposit slip or a check handy.

  • How long will it take to enroll?

  • It may take up to 30 days to start ACH/EFT.

  • I don’t want to overpay or get behind, how do I know when ACH/EFT begin?

  • Continue to pay your invoices until you receive an invoice that says that funds will be deducted from your account.

  • Are there any penalties or charges I should know about?

  • Yes, if your account has insufficient funds, ACST will charge a $30 fee. Your bank may charge you a returned item fee as well.

  • Is it possible to associate more than one account with Automatic Payments?

  • We can associate one bank account for all invoices that we send to each site. However, if you have an associated site, such as a school or daycare that has a separate site number, we can link that site to a different bank account.

PAD (Canada only) + more

• Transactions are processed by the bank through their Global ACH network via a secure transfer system that complies with the Canadian Payments Association.
• No paper money changes hands.
• Your payment is drafted from your bank account on the 10th of each month. You automatically enroll to receive invoices via email.
• If the 10th falls on the weekend or a federal holiday, your account will be drafted the following business day.

• FAQ + more

  • What information do I need to enroll?

  • Have the Routing number (Institution and Bank Transit numbers) and bank account number from a deposit slip or a check handy.

  • How long will it take to enroll?

  • It may take up to 30 days to start PAD.

  • I don’t want to overpay or get behind, how do I know when PAD begin?

  • Continue to pay your invoices until you receive one that says funds will be deducted from your account.

  • Are there any penalties or charges I should know about?

  • Yes, if your account has insufficient funds, ACST will charge a $30 fee. Your bank may charge you a returned item fee as well.

  • How do you determine what USD fees are from a CAD account?

  • The financial institution will withdraw Canadian dollars (CAD) from your account, calculate the exchange rate, and deposit the equivalent value in U.S. dollars (USD) into our ACST account.

  • Is it possible to associate more than one account with Automatic Payments?

  • We can associate one bank account for all invoices that we send to each site. However, if you have an associated site, such as a school or daycare that has a separate site number, we can link that site to a different bank account.

Automatic Credit Card Payments

• Your credit card is billed every month.

• FAQ + more

  • What information do I need to enroll?

  • Have the credit card number, expiration date, and billing address ready.

  • How long will it take to enroll?

  • It may take up to 7 days to start Automatic Credit Card Payments.

  • I don’t want to overpay or get behind, how do I know when Automatic Credit Card Payments begin?

  • To prevent any duplicate payment for checks in transit, any invoice that is sent after enrolling will be included the Automatic Credit Card Payments program. Outstanding balances on the account prior to enrolling will sit on the account until paid via check or we are authorized to process payment on the credit card on file.

  • Is it possible to associate more than one account with Automatic Credit Card Payments?

  • We can associate one credit card for all invoices that we send to each site. However, if you have an associated site, such as a school or daycare that has a separate site number, you can use the same credit card to pay with but you have to enroll each site.